I participated in an Influencer Activation on behalf of Influence Central for American Express Serve. I applied for the Serve Cash Back card to facilitate my review and received a promotional item to thank me for my participation. #ServeSomeGood
A couple weeks ago, I shared a post on how to get cash back on your prepaid debit card, and today I want to share a little bit more about my experience using the American Express Serve Cash Back prepaid debit card!
Get Money on the Card
There are a few options on how to load your American Express Serve Cash Back card. You can:
- Have a % or set dollar amount direct deposited into your prepaid debit account from your employer, tax return, or government benefit payments
- You can add cash to your prepaid debit account by visiting a participating retailer, for a fee up to $3.95
- Add money from your bank account, credit card or debit card (cash advance fees may apply when using credit card loads)
- Deposit a check by snapping a picture with their mobile app!
Once you have money on your American Express Serve Cash Back card, you’re ready to start spending and earn 1% back on all purchases!
My Shopping Experience
I have spent the last 2 weeks using my American Express Serve Cash Back card to buy groceries, household items, a few meals, and even cookies for a co-worker’s birthday! The first time I used it was to buy groceries at Wal-Mart. When I went to check out with my groceries, I swiped my card, just like my normal debit card, and the card was approved. It was easy! I then used it to make purchases at a couple local food places. I also purchased a Halloween costume for my daughter on Amazon, and used my American Express Serve Cash Back card.
Is anyone else an avid Amazon shopper like me? I plan to save up my 1% cash back balance until Cyber Monday, and then redeem them to make Christmas purchases for my family!
Making Budgeting Easier
The American Express Serve Cash Back card makes budgeting a breeze! When I get my paycheck, I know that I have a certain amount allotted for groceries and miscellaneous spending (coffee, eating out, etc). I can have that amount direct deposited into my prepaid debit account, and that is what I have to spend until my next paycheck. There is no possibility of me over-drafting my prepaid debit account, and accidentally incurring hundreds of dollars in charges. Once my balance is gone, I stop spending until my next deposit.
It is easy to check my account balance through the American Express Serve app, which helps me keep tabs on my spending.
I can also pay my bills through my American Express Serve account by logging online and setting up the transaction. This service is included, at no additional cost, for all the American Express Serve Cash Back card holders. I am also able to transfer money from my American Express Serve Cash Back card to a family or friend’s (18 years or older) prepaid debit account, if they also have an American Express Serve Cash Back card.
How to Redeem Cash Back
Plus, I get 1% back on all purchases, just for using the card! In fact, the American Express Serve Cash Back card is the only prepaid debit account that offers 1% cash back on all purchases, which is a huge bonus! For every dollar I spend, I am earning money that I can use towards future purchases. Here’s how it works:
- Earn 1% Cash Back for every dollar you spend online or in stores
- Your 1% Cash Back is automatically added to your account after your purchase
- Log in to your account and redeem the amount you’ve earned to use on your next purchase
Other Cool Features
One of my other favorite features of my American Express Serve Cash Back card account is that I can create a subaccount. This allows all American Express Serve Cash Back card holders to create a subaccount for spouses, children or nannies by giving them their own American Express Serve Cash Back card, where you can transfer money to, set spending limits, and control ATM access. I will definitely use this feature when my children are a little older.
Get Your American Express Serve Cash Back card
Do you want to get all of the great benefits of the American Express Serve Cash Back card, and start earning cash back? Visit American Express Serve Cash Back website to get your card today!
All material on this website is provided for your information only and may not be construed as medical advice or instruction. Posts may contain affiliate links, which helps me buy supplies to make more great posts to share! Please see my Disclaimer Section for additional information.